Albuquerque Insurance Bad Faith Attorneys
Helping Clients Hold Insurance Companies Accountable
Insurance companies are there to provide funding if you’re injured in an accident or suffered a loss, such as property damage in your home. As a result, it can be discouraging and incredibly stressful when your claim is denied. When a claim is denied, you are left to pick up the pieces during times when you and your family are injured, possibly out of work, or, in cases involving a homeowner’s insurance policy, you may possibly be forced to move out of your home due to roofing or mold issues.
Denials of insurance claims are not always fair, reasonable, or in good faith. Our team at Martinez, Hart, Sanchez & Romero is familiar with unreasonable denials, which is commonly referred to as bad faith insurance practices. Legal assistance is a must when pursuing a bad faith claim, as insurance companies have far more resources – both financial and legal – than the average person.
We are ready to listen to you and ready to stand up for you against insurance companies. Schedule a free initial consultation by calling our Albuquerque insurance bad faith lawyers at (505) 806-1780 or filling out our online contact form today.
How Does New Mexico Handle Bad Faith Claims?
In New Mexico, your insurer has a legal duty to act fairly to you in the following ways:
- Timely acknowledge claims;
- Reasonably adopt and implement standards for the prompt investigation of your claims;
- Affirm or deny coverage on claims within a reasonable time period; and
- Attempt in good faith to effectuate prompt, fair, and equitable settlements when liability has become reasonably clear.
Unfortunately, when the time comes for your insurer to uphold its legal and contractual promises to you, you may experience the runaround. Your insurance company may outright deny your claim without a proper investigation, delay the payment of your claims, or try to offer to pay you significantly less than what your claim is worth. In some circumstances, the insurance company may even misrepresent your rights under the insurance policy. In each of these circumstances, the insurance company may have breached its legal duties under New Mexico and acted in “bad faith.”
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"I can't seem to say enough about the people at this law firm. I was treated with the greatest experience ever. My case wasn't a very large case, but, non the less I was treated with the upmost respect and treatment of a huge case."Christopher C.
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"Not only are they highly competent, ethical, smart and efficient, they are very kind. They have provided the best representation and assistance imaginable and I would, without any reservation whatsoever, highly recommend this law firm."Dorian D.
What Can You Do If Your Insurer Denied Your Claim?
If you think your insurance company is acting in bad faith on your claims, you have specific contractual rights under New Mexico law. Our team at Martinez, Hart, Sanchez & Romero are experts in handling bad faith insurance claims against insurance companies. We are here ready to listen and review your case to determine whether your insurance company complied with New Mexico law.
Before you accept the insurance company’s denial, give us a call to review your claim. We are ready to listen to see how we can help. Contact us at (505) 806-1780 today to schedule a consultation to discuss your case.
"Not only are they highly competent, ethical, smart and efficient, they are very kind. They have provided the best representation and assistance imaginable and I would, without any reservation whatsoever, highly recommend this law firm."Dorian D.
Martinez, Hart, Sanchez & Romero, P.C. is a local law firm with local and national recognition for having the expertise to handle the toughest cases. Over a century ago, David B. Martinez’s grandparents realized their dream of building a general store at the corner of Rio Grande and Indian School. “A century later, David B. Martinez and F. Michael Hart built this law firm on the same corner of Rio Grande and Indian School where David’s family had built their general store.” The corner of Rio Grande and Indian School is now home to Martinez, Hart, Sanchez & Romero, P.C., which holds the same dedication to serving the needs of the surrounding community.